Member deposits at UniStar FCU are federally insured to $100,000 by the National Credit Union Administration (NCUA), a United States Government Agency. Member deposits in Individual Retirement Accounts (IRAs) are insured to a separate $100,000 limit by NCUA. NCUA was created by federal law to regulate federally insured credit unions and administer the National Share Insurance Fund (NCUSIF). The NCUSIF is fully funded by member credit unions across the United States and is considered to be one of the strongest, best capitalized of the government-backed insurance funds. The NCUSIF is backed by the full faith and performance of the U.S. Government.