UniStar FCU Rates Center: Loan Rates
As of July 1, 2003

Consumer Loans
Type	"A" Credit Rate	Max. Term
New Vehicle* 2003 & 2004 June 1- August 31, 2003	3.90% fixed rate 3.90% fixed rate 3.90% fixed rate 4.15% fixed rate 4.40% fixed rate	Up to 2 years Up to 3 years Up to 4 years Up to 5 years Up to 6 years
New Vehicle* 1999-2002 100% of price NADA Book Value	5.00% fixed rate 5.00% fixed rate 5.00% fixed rate 5.25% fixed rate 5.50% fixed rate	Up to 2 years Up to 3 years Up to 4 years Up to 5 years Up to 6 years
Used Vehicle* 1998 & older 100% of price NADA Book Value	6.00% fixed rate 6.00% fixed rate 6.00% fixed rate	Up to 2 years Up to 3 years Up to 4 years
Personal Loan* Max. amount: $25,000.00+	7.95% fixed rate	7 years
Vacation/Holiday Loan* Max. amount: $2,000.00	7.95% fixed rate	1 year
Recreational Vehicle Loan* Max. amount: $2,000.00	8.5% variable rate	See credit union
Boat Loan Max. amount: 80% of value	8.50% variable rate	See credit union
Mobile Home Loan Max. amount: 80% of value	9.00% variable rate	See credit union
Stock Loan  Max. amount: 70% of value	6.00% variable rate 12.00% fixed rate	7 years 5 years
Overdraft Line of Credit* Max. amount: $25,000.00+	12.50% fixed rate	Revolving

Credit union variable rates are subject to change quarterly. *These loans are part of our managed credit program. **See credit union for maximum amount. +The maximum combined unsecured amount per member.