Share Accounts
Type	Annual Percentage Yield	Annual Dividend Rate
Share Account	.50%	.50%
Holiday Club	.50%	.50%
Planet M Shares	.50%	.50%
Regular IRA Shares	.60%	.60%

Money Market Plateau Shares
Plateau Level	Annual Percentage Yield	Annual Dividend Rate
$2,000.00-$9,999.99	.60%	.60%
$10,000.00-$24,999.99	1.75%	1.73%
$25,000.00-$49,999.99	2.25%	2.22%
$50,000.00-UP	3.50%	3.44%

Share Certificates*
Terms	Annual Percentage Yield	Annual Dividend Rate
6 months - 11 months	3.40%	3.34%
12 months - 23 months	3.45%	3.39%
24 months - 35 months	3.50%	3.44%
36 months - 59 months	3.55%	3.49%
60 months	3.60%	3.54%

*$500 Minimum

Note: All rates are subject to change as conditions warrant. Above Share Certificate terms/rates are also available for IRA investments. A penalty may be imposed for early withdrawals.

Share Certificate Specials*
Terms	Annual Percentage Yield	Annual Dividend Rate

*Note: The above certificate special is only available on funds deposited from another financial institution. $1,000 minimum deposit required

*$500 Minimum
Note: All rates are subject to change as conditions warrant. Above Share Certificate terms/rates are also available for IRA investments. A penalty may be imposed for early withdrawals.